Are you overpaying for credit card processing?
Upload your merchant processing statement and get an instant AI-powered analysis. Discover hidden fees and potential savings in under 60 seconds.
Upload Your Processing Statement
Upload your latest monthly statement as a PDF to get started
🔒 Your data is encrypted and automatically deleted after 24 hours
Why Choose MerchantExam?
Our AI-powered analysis goes beyond basic calculators to provide comprehensive insights into your payment processing costs.
Lightning Fast Analysis
Get comprehensive fee analysis in under 60 seconds with our AI-powered processing engine.
Hidden Fee Detection
Uncover PCI fees, statement charges, batch fees, and other costs that processors often hide.
Savings Opportunities
Identify exactly how much you could save with better rates and optimized processing.
Bank-Level Security
Your statements are encrypted, processed securely, and automatically deleted within 24 hours.
Expert Recommendations
Get personalized advice from payment processing experts who understand your business.
Industry Benchmarking
Compare your rates against industry standards and see where you stand.
Frequently Asked Questions
What processors do you support?
We support statements from all major processors including Square, Stripe, PayPal, First Data, Chase, Bank of America, and many others.
How accurate is the analysis?
Our AI has been trained on thousands of merchant statements and achieves 95%+ accuracy in identifying fees and calculating rates.
Is my data secure?
Yes! Your statements are encrypted during upload, processed on secure servers, and automatically deleted within 24 hours. We never store sensitive data.
Do I have to switch processors?
Not at all! Our analysis helps you understand your current costs. We only recommend alternatives if we find significant savings opportunities.
Ready to optimize your payment processing?
Join thousands of merchants who have discovered hidden fees and saved money.
How It Works
Get your payment processing checkup in 3 simple steps
Upload Statement
Upload your monthly merchant processing statement as a PDF. We support statements from all major processors.
AI Analysis
Our AI analyzes your effective rate, identifies hidden fees, and compares your costs to industry benchmarks.
Get Results
Receive a red/yellow/green health score with specific recommendations and potential savings estimates.